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Business and economic commentary

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Earlier this month on May 6th – the U. S. stock market, as measured

by the Dow Jones Industrial Average, had one of its most turbulent days

in history falling to a loss of almost 1,000 points with the market’s

plunge coming less than 90 minutes before the end of trading. The Dow’s

drop was its largest loss ever during the course of a trading day. It

did recover, though, to close out the day with a loss of only 347

points.

While any number of investigatory teams led by the SEC, NYSE, and

Nasdaq are trying to determine the exact cause of this dramatic

90-minute drop, conventional wisdom pundits are suggesting that this

steep plunge was caused by: investor fears that the financial crisis in

Greece could spread its damage around the globe; computerized trading

programs that can tend to “feed” off each other; and/or more specific

reports that the sudden drop was caused by a trader in a NYSE-member

firm who mistyped an order to sell the wrong quantity of a large block

of a major Dow stock. The drop in that stock’s price was then deemed

to be more than sufficient enough to trigger “sell” orders across the

broader market.

One “expert,” Jack Ablin, who is the chief investment officer at

Harris Private Bank in Chicago, said, “I’ve been watching the markets

since 1982 and, believe me; I froze at the screen in ’87 at the last

financial crisis.” He added, “But today … caused me to fall out of

my chair at one point. It felt like we lost control.”

Since the advent of such computerized trading programs, many “experts”

have been suggesting for some time now that something like a firewall

may clearly be needed to ensure that things such as computerized

“glitches” of the May 6 magnitude wouldn’t happen again. Should the

investigators find a hapless individual who may have typed in a “b.”

rather than an “m,” when he or she transmitted that sell order, in

addition to firing that person, while putting in place certain

safeguards to ensure as much as possible that a human error of that

magnitude might not happen again, I’m not so sure that the will is

there to build such other safeguards into those computerized trading

programs now being used. Time will tell.

Paul Rendine is a financial advisor with over 30 years of experience in

that industry. He can be contacted at his e-mail address at

quoteman3@aol.com with any comments or questions.